Can the Insurance Company Deny My Missouri Workers’ Compensation Claim?

At The Gogel Law Firm, our St. Louis workers’ compensation attorney knows that Missouri law generally requires every business with five or more employees to provide workers’ compensation insurance.

This coverage is designed to provide medical coverage and supplemental financial support for lost wages after an employee is hurt at work. Even though workers’ compensation benefits are clear, that does not mean the insurance company will approve your claim.

If your claim has been denied, our skilled Missouri workers’ compensation lawyers can help you file an appeal, so you can pursue the benefits to which you are entitled.

Here is what Missouri workers need to know.

What are the Most Common Reasons Missouri Workers’ Compensation Claims are Denied?

An insurance company — not the employer — provides workers’ compensation coverage. That means the company’s representatives will thoroughly review your claim before approving the benefits.

Because insurance companies know all the ways to minimize their exposure, which ultimately means paying as little to injured workers as possible, workers’ compensation claims are often denied.

The most common reasons for Missouri workers’ compensation claim denials may include:

  • Incomplete application
  • Missed filing deadline
  • The employer disputes the claim
  • The injury did not happen at work
  • Discrepancies between the documented injuries and accident report
  • The injured person did not pursue medical treatment
  • The medical provider was not on the certified list of providers
  • The injury is not severe enough to require the payment of benefits

If you received communication from your employer’s workers’ compensation insurance company saying you have been denied benefits, our skilled attorneys may be able to help you appeal their decision.

How Can I Appeal a Denied Missouri Workers’ Compensation Claim?

If you have been denied workers’ compensation benefits, it may be difficult to cover the medical expenses and lost wages you have suffered because of your injury when you are unable to work.

Our Missouri workers’ compensation attorneys can begin appealing your claim by negotiating directly with the insurance company to resolve all issues that led to the denial.

Should those negotiations break down, we can file a formal appeal and present all the necessary evidence to the Missouri Labor and Industrial Relations Commission.

Contact Our Missouri Workers’ Compensation Attorney Today for a Free Consultation

If you have been hurt at work and have had your initial Missouri workers’ compensation claim denied, we can help you build a compelling case for an appeal, so you can obtain the benefits you need to fully recover.

Contact our experienced workers’ compensation lawyer in St. Louis at The Gogel Law Firm today to review your case by calling (314) 370-8173 or contacting us online to schedule a free consultation.

Need legal help? Give us a call.


745 Old Ballas Road
St. Louis, MO 63141

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