At The Gogel Law Firm, our St. Louis car accident attorney knows that getting hurt in a Missouri vehicle collision can change our clients’ lives without notice. Outside of your injuries, and significant medical bills, your vehicle may need to be repaired or replaced, which will require negotiating with the at-fault driver’s insurance company to produce results.
Outside of the obvious challenges, one of the biggest difficulties car accident injury victims faces is their inability to work, or return to work going forward, due to their injuries, which can result in lost wages that cause unyielding financial stress and anxiety.
The negligent driver’s insurance company is already going to put up a fight when it comes to paying your medical bills and property damage expenses. When you add lost wages to the equation, its representatives will turn up the evidentiary requirements to minimize their losses — and significantly undervalue or deny your claim.
We can help.
What Will the Insurance Company Need to Approve My Lost Wage Claim?
Insurance companies require documentation that proves all claims for compensation and reimbursement to process a personal injury claim — including medical bills, property damage costs, and lost wages.
What our clients typically do not know is, there are two types of lost wages:
- Loss of Past Wages
The wages you would have received from your employer while unable to work after an accident are recovered as damages in a personal injury claim.
Whether you missed work for several weeks or several months, all the money you would have earned during that time is considered lost wages.
- Loss of Future Earnings
When you cannot return to work in your current capacity, the loss of future earnings you would have earned — including those used while taking sick or personal leave, contributions to benefit plans, transportation allowances, typical bonus amounts, overtime pay, and the ability to reach a promotion — can be pursued during a personal injury claim.
When proving the loss of past wages or future earnings, we will build your case by compiling:
- Documentation of lost wages, including pay stubs.
- Medical documents supporting your injuries and inability to work now or in the future.
- Documentation of any disability in progress.
If you have been involved in a vehicle collision that impedes your ability to work now or in the future, contact our St. Louis personal injury lawyers today to review your case by calling (314) 775-3864 or online to schedule a free consultation.