When you file a workers’ compensation claim in Missouri, it’s likely that at some point, you’ll be required to attend an Independent Medical Examination (IME). While the name may sound neutral, IMEs are often far from independent. The employer’s insurance company typically schedules these exams, and not surprisingly, the doctors conducting them are frequently chosen for their favorable opinions toward employers, not injured workers.
At Gogel Law Firm, our St. Louis workers’ compensation attorneys have seen how IMEs can become a pivotal turning point in these claims. Here’s what you need to know about handling these exams and protecting your rights when the process seems stacked against you.
What Is an Independent Medical Examination?
An IME is a medical evaluation conducted by a doctor who is not your treating physician. Its purpose is to offer a second opinion, usually for the employer’s or insurance company’s benefit.
The insurer may request an IME to:
- Confirm your diagnosis
- Assess the extent of your injuries.
- Evaluate whether your injury is work-related
- Determine your level of disability or need for further treatment.
While some IMEs are conducted fairly, many lean toward minimizing your injuries or suggesting you’re ready to return to work sooner than is medically appropriate.
Red Flags: How IMEs Can Favor Employers
It’s not uncommon for injured workers in Missouri to attend an IME only to have the report downplay their injuries or contradict what their primary doctor has said.
Some common red flags include:
- The IME doctor barely examines you.
- The report suggests your condition is pre-existing.
- The doctor claims you’re exaggerating pain or symptoms.
- The report recommends an early return to work without restrictions.
These outcomes can lead to a denial of benefits, premature termination of medical care, or pressure to accept a low settlement.
How to Protect Yourself During the IME Process
Although you may be required to attend the exam, you don’t have to walk in unprepared.
Here’s how to safeguard your claim:
- Take notes before and after. Document your symptoms, treatments, and how your injury affects your daily life. Write down what the doctor says and how long the exam lasted.
- Be honest, but concise. Don’t exaggerate, but also don’t downplay your pain or limitations. Keep answers direct and focused.
- Don’t speculate. If you don’t know the answer to a question, say so. Avoid guessing or making broad statements about your medical history.
- If possible, bring a witness. Sometimes, having someone accompany you as an observer can help verify what occurred during the appointment.
Tell your attorney everything. Let your lawyer know how the exam went and if anything seemed inappropriate or rushed.
Why Legal Representation Matters
IMEs can have a significant impact on the outcome of your claim. If the report from the employer’s doctor is used to deny benefits or reduce compensation, you need an experienced workers’ compensation attorney to fight back. At Gogel Law Firm, we know how to challenge biased IME reports and present strong medical evidence that supports your claim.
If necessary, we will coordinate with your treating physicians, cross-examine the IME doctor, and ensure your voice is heard.
Contact Our St. Louis Workers’ Compensation Attorney Today
If your IME report seems unfair or you’re being pressured to return to work before you’re ready, don’t wait. At Gogel Law Firm, we fight for injured Missouri workers who deserve honest evaluations and full benefits.
Contact us today at (314) 775-3864 or online for a free consultation to discuss your rights and how we can help you proceed with your workers’ compensation claim.
